I wrote a rather spiffy lesson on debt consolidation. It’s on my financial blog:
http://personalfinancegym.blogspot.com
It’s also on www.helium.com: http://www.helium.com/items/1398841-pros-and-cons-of-debt-consolidation
Check it out. Share it. Love it. Give me jelly beans.
You must do at least two of the above.